Juicy Wizards

Has anyone ever heard of Afterpay?
https://www.afterpay.com

It's a buy now pay later interest free service.

I use it and find it works okay Helps me make payments for things but allows me to pay things off in four fortnightly installments rather than straight away.

Afterpay Limited is an Australian financial technology company best known for its buy now, pay later service. It operates in Australia, the United Kingdom, Canada, the United States, and New Zealand. Afterpay was founded in 2014 by Nick Molnar and Anthony Eisen. Wikipedia

We've used such services in the past. XD

I have a limit of $600 to start with as I had to sign up for their services again as my old account got cancelled. So easy to use it all in one go but the repayments aren't so easy to make if i waste it all xD

Yeah, you have to be careful for sure!

Our country wants to get more tougher on these sorts of services as they don't take a realistic look into peoples incomes and outgoings before giving a credit limit.

For example someone could have an income of $50 a week but get approved for $500-600 credit limit.

I'm weary on financing things to begin with but I also get concerned when I see these kinds of services popup when you go to buy a $50 item on a website and financing is available

Some of them are okay. Some are sketchy.